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Thursday, March 24, 2011

We Live In Deed , Not In Years.


We  live  in  Deed , not  in  Years ;
In  Thoughts , not Breaths ;
In  Feeling ; not  in  Figures on  a  dial ;
Who  Thinks  most , feels  the  Noblest ,
And  acts  the  Best .

Nobody  wants to  return  the  pavilion  after  playing  few  over , everyone  wants  a century . But  for  when  the  great  scorer  comes  to  write  against  your  name , He  writes—not  that you  won  or  lost , how  long  you  played . But how  you  played  the  game !

Long  life  is  desired  by  all . Nobody  likes  to  die  early . We  read  in  newspapers  about  man  who  lived  one  hundred  years  or  more . When  someone  gets  departed  from  this  world , he  lefts  behind  on  earth  his  soul  in  form  of  his   karma (deeds) . Thus  living  twice – once  in  heaven  after  his  death  and  at  the  same  time  at  the  earth  in  form  of  their  deed . If  a  long – lived  man  left  no  noble  account  of  his  life  behind  him  than  his  long  life  was  worthless . They   are  soon  forgotten ,  hence  they  lived  in  years ,  not  in  deed. I  strongly  believe  that  one  should  not  desire  a  long  life  with  an  empty  record . What  is  the  use  of  a  long  life  if  it  does  not  help  a  man  to  do  good  work ? “ Life is  But  An  Empty  Dream” – Life  is  not  meaningless  dream , life  can  be  an  empty  dream  only  for  those  persons  who  is  not  aware  of  our  heavenly  life  and  has  left  their  responsibilities  behind .  Death  is  not  the  ultimate  goal  of  life , though  its  a  reality  that  one  day  we  will  perish  in  the  dust  but  death  comes  only  to  the  body  not  to  the  deed . The  value  of  our  life  is  measured  by  our  deeds  not  by  long  years . "Neither fire nor wind, birth nor death can erase our good deeds."-- Siddhartha Buddha .  A  self -  centered  man  may  be  rich  and  may  live  long  but  nobody  cared  to  show  any  regard  for  him  or  remember  him  after  his  death . But  if  a  great  man  died  rather  early , he  did  so  much  work  for  the  good  of  others  that  people  cherish  this  memory . Such  a  life  is  worth – living  and  gains  immortality  in  death . A  man  is great by deeds, not by birth.
Sankaracharya  died  early  , but  his  countrymen  cannot  forget  him  during  his  short  life  he  did  enough  good  for  the  country . Swami  Vivekananda  did  not  reach  even  forty , his  life  has  been  an  inspiration  to  many . Can  we  forget  him ? Jesus  Christ  died  when  he  was  hardly  thirty . Can  lovers  of  English  poetry  forget  the  name  of  Shelley , Bryon  and  Keats ?  All  of  them  died  early  but  their  poetry   have  made  them  immortal . Napoleon , Alexander   the  Great , Poet  Sukanta ,  all died  very  young . And  yet  have  left  their  impress  on  human  history , on  the  shifting  sands  of  time . “A  man  possess  certain  qualities  in  childhood . When  he  is  of  20 , he  lost  these  qualities  and  gain  others . He  has  new  qualities  at  40  ,  at 60  and  at  80 . Always  there’s  is  a  loss  of  some  qualities  and  a  gain  of  other  so.”  How  old  a  man  is – that  simply  does  not matter . He  can  be  creative  and  influential  at  any  age  to  perform .

-Master  Blaster  Sachin  Tendulkar  was  17   when  he  hit  his  first  century , and  was  36  when  he  hit  a  double  ton .
-Goethe  began  to  be  a  writer  when  he  was 10 , and  wrote  his  greatest  production  Faust  when  he  was  80 .
-Coleridge  was  25  when  he  wrote  his  most  famous  poem  “ The Ancient  Mariner ”   and  Leonardo  Da  Vinci  was  77  when  he  painted  his  famous  “ The Last Supper ”.
-Kelvin  made  his  first  scientific  discovery  when  he  was  18  and    improved  his  marine  compass  at  83 .
-Padmini  kolhapuri  was  14  when  she  became  the  heroin  of  Bollywood , and  Rajender  was  still  an  unfamous  farmer  at  50 .

So  what  about  this  matter  of  age ? It  is  not  a  complete  delusion  that  a  man  can  either  be  too  old  or  too  young  to  accomplish  any  useful  work . Thus  the  fact  we  discovers  by  reading  the  lives  of  great  man  is  that  man’s  creative  life  can  begin  at  8  or  at  80 .   No  matters  how  young  you  are ,  or  how  old  , you  are  not  handicapped  by  age  ‘coz  the  value  of  life  does  not  lie  in  the  length  of  days  but  in  the  use  of  we  make . I  remember  when  I  was  a  small  girl , one  morning  I  rose  earlier  than  usual  in  order  to  study . I  was  so  lost  in  my  books  that  I  had  to  go  to  the  school  without  breakfast . In  class , time  was  slow  in  passing  and  I  began  to  feel  hungry .  At  last  lunch  time  came  and  Me , the  hungry  girl  realized  that  I  forget  my  lunchbox  . I  had  nothing  to  eat . I  was  about  to  cry  when  I  noticed  a  companion  looking  at  me . “ Help Yourself ”  said  the  companion  giving  me  all  he  had . “ Thank you  but  what  about  you ? ”  I  asked .  “ I ? ”  said  the  companion , “ I  have  no  appetite  Today ” . He  passed  away  with  a  cheerful  smile  on  his  face and  the  sweet  conversation  between  us  got  a  full stop .  That  day  I  learnt  that  a  man  is  remember  by   his  deed , little  deeds  are  like  little  seeds , they  grow  to  flowers  or  to  weed .  Today , I didn’t  remember  his  name  even  but  I  recall  again  and  again  what  good  he  did  for  me . The  sixth  ruler  of  the  Mughal  Emperor , Aurangzeb   is  know  not  as  the  Mughal  Emperor   but  is  known  for  his  strictness  and  cruel  heart .

 Born  because  of  the  karma (deed)  of  their  past  mistakes , they  make  more  mistakes , and  fall  into  mistakes . Today  Mohammed Ajmal  Amīr  Kasāb , has  been  sentenced  to  death  because  of  his  bad  karma .
Without  the  karma  of  good  deeds ,  they  are  only  destroying  themselves – Guru Granth  Sahib .No  one  remember  the  age  of  someone  and  even  long  lived  , what  someone  did  in  his  life ,  matters !  We  are  on  a  minor planet  of  a  very  average  star  located  within  the  outer  limits  of  one of a hundred thousand million  galaxies . Are  your  problems  really  significant  in  light  of  this ?  You  walk  this  Earth  for  but  a  short time . Why  not  become  devoted  to  having  only  a  wonderful experience . Why  not  dedicate  yourself  to  leaving  a  powerful  legacy to  the  world ?  A  person  who  performs  good  karma (deeds)  is  always  held  in  high  esteem . The  rose  is  a  beautiful  flower . It  does  not  last long ; but  as  long  as  its  lasts ,  its  beauty  and  sweet  smell  give   joy  to men . In  this  way  the  short – lived rose  fulfils  the  mission  of  its  life and  we  remember  it  for  ever .  But  the  oak  that  lives  for  three  hundred  years  is  soon  forgotten , it  does  not  please  men  as  the  blooming  rose  does .  So  the  short  life  of  a  rose  is  far  superior  to  the  long  life  of  a  tree without  beauty  and  fragrance . The  Sun  who  is  enlightening  our  lives  from  thousands  of  years  is  a  God  to  us . Thus  we  find  that  the  worth  of  a  thing  depends  upon  quality  and  not  quantity .  We  may  mention  the  name  of  the  great poet Rabindranath  Tagore or  Mahatma  Gandhi . They  will  ever  be remembered  by  us  for  their  achievements  and  not for  their  long life .  In  Gita , Lord  Krishna  said :

Thou  has  a  right  to  action , but  only  to  action , never  to  its  fruit ; let  not  the  fruit  of  thy  work  be  thy  motive , neither  let  there  be  in  thee  any  attachment  to  inactivity  ”.
 
--
One  should , perform  karma  with  nonchalance  without  expecting  the  benefits  because  sooner  or  later  one  shall  definitely  gets  the  fruit . Be  soft  as  a  flower  when  it  comes  to  kindness  but  tough  as thunder  when  it  comes  to  principle . Be  courteous  and  polite  at  all times  but  never  be  pushed  around . Ensure that  you are always treated  with  respect . Live  in  the  active  voice  rather  than  the  passive , thinking  more  about  what  you  do  than  about  what  happens  to  you . Live  in  the  present  tense  facing  the  Duty  at  hand without  worrying  about  the  future .

Thursday, March 17, 2011

Analysts - Do They Really Know The Stock Market?


When you become interested in a stock or mutual fund you can call your broker and he will send you reports on how the company is doing, what their management is like and what might be the projected earnings for the company and how the industry is doing. Great information.
You will apply yourself to this mound of papers to determine if you want to buy the equity. You might also send for more reports from independent analysts such as Morningstar. You will become buried in papers. That is what the brokerage company wants. The reason is very simple. If you buy the stock after doing all that research and it goes down instead of up they are not responsible for your stupidity. Of course, if it goes up they can take credit for providing all that great information.
Now let’s think for a minute. You received all that information that was already printed so it could be sent to you. It makes me ask when was that printed? How old is the information? If I can get all this stuff about the company it means that anyone can. What it boils down to is the information is just that - information and none of it will tell you that the stock will go up further because the whole world knows.
These brochures are made to help you BUY not SELL. In my years of experience I call them a work of fiction. No brokerage company is going to issue a bad report about a company at least until it is ready for bankruptcy and by then your investment dollars have disappeared.
I know your next question. If I can’t rely on those reports how am I going to buy anything? There is a better way. You will want to see the price action of the stock or mutual fund. All stocks undulate as they go up or down and you want to know the major trend.
On the Internet you can go to a web site www.bigcharts.com and type in the symbol of the stock or fund and request a weekly chart going back for about to 5 years. What you are interested in is what is it doing during the past 6 months to one year. If the trend is up it is a buy and if the trend is down or sideways don’t buy it or if you own it sell. See how easy that is. Brokers and financial planners won’t like it because it takes all the mystery out of buying stock and they don’t want you to know this simple procedure.
Analyst reports give you lots of useless information, but will not tell if the stock will go up after you buy it. If it isn’t going up don’t buy it.

Wednesday, March 16, 2011

The Three Little Pigs Went to the Stock Market


Three little pigs went to the market to stock up for the future.
The first little pig liked chips so he went to the DOW market. He was told by everyone you could always rely on their products. They were always good. The manager told him you could put them away and forget about them.
The second little pig liked spicy things. He shopped at the NASDAQ market where they had unusual products. He said that his purchases were good to put away even though they had some strange ingredients. He took his home and said he did not need to worry about them even though others had told him to be careful.
The third little pig went to both of those markets. He would pinch the tomatoes and squeeze the Charmin. He was a very careful shopper. Many times he would put things in his shopping cart, but later take them out because they were not "just right".
Our first little piggy brought home his purchases, put them away and many times forget about them. The store manager had told him they would always be good and he believed him so he did not bother to check on them periodically.
When the second pig got home he also put the things he picked out at the market on his shelf and would brag to his friends about the great things he would have in the future when he was ready to retire. He would have more than he would ever need. He rarely looked in the pantry, but once in a while he knew that one of the products was spoiling. That didn’t worry him either, as he knew they would still be fine some time in the future when he wanted them.
The third little guy put his purchases away, but regularly checked to see that they were all right. If one of them was not "just right" he would take it back to the market. Our third pig made sure that none of his market purchases went sour.
Time passed and our first little pig got to the point that he needed to start eating out of his savings. To his dismay he found many of his guaranteed chips has spoiled. There were still enough there so he could eat, but not the way he had before. Our second pig also no longer bought at the market, but when he went to the pantry he found almost all of his purchases had become rotten. In order to eat at all he had to take a job at Wal-Mart as a greeter.
Mr. Third Pig’s purchases all were good because every month he had checked to be sure nothing was going bad and if it was he would get rid of it right away. He was able to enjoy being at home or playing golf because his pantry was full.
It seems it doesn’t make any difference where our 3 pigs did their shopping – DOW or NASDAQ markets. The important difference was that the one who checked to be sure his purchases never went bad was the one who ended up with plenty.

The gleam and bright lights of Wall Street lure in many new investors each year, only to send them home crying to their friends and family. Why do so many people fail when it comes to the stock market? The reason is very simple: Hard work! Most people are looking for a quick buck or a fast path to riches. This is not the case when it comes to investing in individual stocks. If you wish to invest in stocks, treat it like a business, NOT A HOBBY. For example: A retail outfit can’t make money if it doesn’t have goods to sell, the same goes for investors, without cash, you can’t invest. What do I mean? All investors need rules and you need to follow these rules or money WILL be LOST. If you lose your initial investment, you are out of business (just like the retail store). I don’t necessarily care what your rules are but they need to be proven and then followed to a "T".
Think about this for a moment: How much time do you spend researching and following up on your investments? Most people will spend more time researching their next car to buy, their next pair of sneakers, the best suit, the best dress, the best pasta sauce, etc. but these same people rarely spend more than 15 minutes a month researching their own stocks. I know of a person that spends hours clipping coupons (saving cents to a few dollars) but just minutes investing thousands in stocks.
This is why the majority of people FAIL at investing, because they don’t know what they are doing, they don’t care to know where their money is and they don’t know who to hire to invest their money. If you are not interested in learning how to invest properly using your OWN system of trial and error over many years, I suggest that you invest in mutual funds or similar diversified vehicles. Over the long run (minimum 20 years), mutual funds and dollar cost averaging will give you favorable results with minimal worries. I will elaborate into methods that can be used to invest successfully in individuals stocks in following articles.

Stock Trading Secrets Revealed


How often have you come across an advertisement or e-mail proclaiming to "teach" you the stock trading secrets that Wall Street Insiders don’t want you to know? Usually included in the descriptions of these trading products are claims such as "Make 10K monthly in minutes per day", or "Learn the secrets of Professional Stock Brokers", etc. etc. So what are these "secrets" that they are SELLING?
And if the Wall Street Insiders and the Professional Stock Brokers didn’t want to reveal these trading secrets with you, then how come the companies or individuals selling you these products are so quick to give up these "Never before revealed" techniques?
Is it because they don’t work, or are their products just the basic rules of trading rewritten (once again) in a new and thought provoking way? Or, if you believe everything you read, is it really some highly classified and secret method for trading stocks that is being SOLD here?
Stock Trading Secrets Revealed
In its most simplified form, the real trading secrets of the institutions and professional traders fit into at least one of the areas below…
1) A well developed trading system that has proven itself to profitably work over and over again in real-life trading
2) Knowing which trading strategies work best in which markets
3) The role of the Market Makers and how they use their influence to control the market and how you can use this to your advantage
4) What trading indicators are actually reliable
5) Which trading patterns are worth using, and when
6) Proper Money Management techniques, Money Management, and Money Management (note the emphasis here)
7) How to take advantage of margin
So, contrary to what they want you to believe, this is what they are selling you. I’m not saying that all of these trading products out there promoting unknown trading secrets are not worth the money, but quite the opposite. If they can provide you with truthful advice about any of the above areas, AND this advice is not easily accessible or publicized, then their product may greatly benefit your trading results.
But, if they are simply selling you generalized trading information that you can learn from any basic trading book, perhaps your money is better spent elsewhere. Buyer beware.
Frank Soler is a successful trader and Registered Investment Advisor. His company, Soler Investments, provides trading advisory services for stock traders and currency traders. Visit SolerInvestments.com today to find out how he can help you become a successful trader.